Specialist Self-Employed Mortgage Broker

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Being self-employed shouldn’t stop you from owning your dream home. While traditional lenders may hesitate due to irregular income or lack of payslips, we specialise in finding mortgage solutions tailored to freelancers, contractors, and small business owners. Let us guide you through the process with ease. Whether you’re a freelancer in Bolton or a contractor in Wigan, we understand the unique challenges self-employed individuals face in securing mortgages. Our tailored solutions and local expertise ensure you get the help you need.

Best self-employed mortgage broker in Manchester

24 - 5 Star Reviews ⭐⭐⭐⭐⭐ on Google. Read our Testimonials

Challenges Faced by Self-Employed Borrowers across Greater Manchester

Why Is Getting a Mortgage Harder When You’re Self-Employed?
Self-employed borrowers often face unique challenges, such as proving consistent income or navigating complex financial documents. Traditional lenders may not understand your situation, but there are options designed just for you.

Common Challenges Include:

  • Difficulty proving income without traditional payslips.

  • Rejection due to fluctuating earnings.

  • Limited options for freelancers or contractors with minimal trading history.

How We Help Self-Employed Clients Across Bolton and Wigan Secure Mortgage

Your Mortgage Solution Starts Here:

  1. Free Initial Consultation: Discuss your financial situation, trading history, and goals.

  2. Tailored Options: We work with lenders who specialise in self-employed cases, offering flexible criteria.

  3. End-to-End Guidance: From gathering your financial documents to securing approval, we’re with you every step of the way.

    Why Choose Us?

    • Years of experience in self-employed mortgages.

    • Access to flexible lenders who understand your needs.

    • Personalised strategies to improve your chances of approval.

Wayne Green

Chris is a brilliant Mortgage Broker. Without doubt made the right choice using him! From the start, you feel at ease and nothing is too much trouble for him, you can also tell he’s doing the best for you to get the best deal. Don’t be afraid to ask questions if you’re not sure, however, he explains everything clearly and makes sure you are ok as you go along. He guides you through everything from start to finish and is on hand to help with all the Solicitor documents. Highly recommend his services to anyone! ⭐⭐⭐⭐⭐

FAQs About Self-Employed Mortgages

  • Do I need two years of trading history to get a mortgage?
    Not always. Some lenders in our network accept less than two years if other criteria are met.

  • Will my interest rate be higher because I’m self-employed?
    It depends, but we negotiate with lenders to secure the best rates for your situation.

  • What documents do I need?
    Common documents include tax returns, bank statements, and accountant references. We’ll guide you through the process.

Don’t let being self-employed or being told no hold you back from owning your dream home. Contact us today for a free consultation and take the first step toward securing your mortgage!